Why You Should Buy Your Next Used Car at Fairless Motors

If you’re looking to buy a used car, truck, or SUV in the Philadelphia metro area, we know that there are a number of dealerships you could turn to for your purchase. We’re confident that once you consider us at Fairless Motors, you won’t have to look any further. We’re proud to offer a wide selection of pre-owned vehicles and an unparalleled level of service to our customers. Here are just a few of the reasons you’ll be glad you came to us.

We’ve Been Family Owned and Operated for More Than 30 Years…

… and we’re one of the largest independent used car dealership in the region. When you come to Fairless Motors, you’ll be supporting a local business rather than a large chain. And like any local, family-owned business, we care about our community and the people who live here. You’ll find a high level of personalized service and vehicle quality at Fairless Motors that you won’t see at other dealerships. We’re committed to ensuring that when you leave our dealership with your new vehicle, you’ll not only be thrilled with your purchase – you’ll feel like you are part of the family.

We Have an Experienced Team of Salespeople, Who Don’t Work on Commission

Whether you contact us with a phone call, through our website, or stop by in person, you’ll speak with our knowledgeable salespeople. They’re ready to answer all your questions about purchasing a used car, from details about each model to the process of financing and affording your purchase. Our sales team doesn’t work on commission, so you’ll never feel pressured into make a purchase before you’re ready. Most importantly, you won’t be upsold into buying a car that costs more than you can afford. We want to make sure that all of our customers leave with the vehicle that fits their needs, lifestyle, and budget.

You Can Trust the Quality of Every Car in Our Inventory

We’re passionate about cars, and we only offer the best quality used vehicles to our customers. Every car on our lot has passed a rigorous inspection, and we fully service and professionally detail each car before they go up for sale. Every vehicle we sell comes with a full CarFax history report, so you can purchase your next vehicle with confidence. At Fairless Motors, safety and reliability are our top priorities.

Bad Credit? No Credit? No Problem

We work with everyone to help them finance their next vehicle purchase. That means that no matter what your credit situation might be – bad credit, no credit, or even bankruptcy – we’ll get you into your next car. We understand that life can get complicated and that our customers are more than just their credit score. Buying a car can be a great step to getting you back on your feet. Not only will you have reliable transportation but paying your car loan on time will help you rebuild your credit. We’re here to help make that happen!

Our finance team has more than fifty years of combined experience, and they’ll put that experience to work for you. Not only will our team help you get the financing you need, they’ll help you work out a plan so that you’ll be able to afford your monthly payments without stress.

We Offer “Buy Here, Pay Here” Financing

At Fairless Motors we have Buy Here Pay Here financing in place to help customers with the most challenged credit get into a car. You can even get pre-approved through our website before you stop in. Just answer some basic questions, and we’ll let you know what kind of monthly payments you can expect to make on your dream car. There’s no sensitive personal information needed, and it won’t affect your credit score. What could be easier?

We’ll Buy Your  Car to Help You Get into Your New One

Just fill out our Sell-Your-Car form to get a no-obligation offer on your current vehicle. We buy hundreds of used vehicles every month, and at Fairless Motors, all trade-ins are accepted. When you sell us your old car, we can write you a check on the spot, or the value of your car can help go towards your next vehicle purchase.

You’ll Be Sure to Find Your Next Vehicle Among Our Large Selection of Used Cars.

We always have a large and diverse inventory of late-model and low-mileage vehicles for you to choose from. Whether you’re looking for a truck or an SUV, an affordable Nissan or Hyundai or a luxury car like a BMW or Mercedes-Benz, you’ll be able to find the car of your dreams among our wide selection. Come by and take a look in person or start your shopping online by browsing our online inventory.

You’ll Join A Family of Customers Who Come from Near and Far

We’re proud to serve the entire Delaware Valley, spanning Philadelphia and the surrounding suburbs. Our customers also come from all over New Jersey and Delaware to buy their next car at Fairless Motors. Just take a look at some of our Reviews, where customer Matt Newman says, “I found the best price here in 4 states and traveled from Maryland to make this deal.” Whether you’re coming from near or far, it’s sure to be worth the trip! We hope that you’ll not only find the right car for you and your family at Fairless Motors, but that you’ll be back again for years to come.

Our Customers Say It Best

Referrals drive our business, and we’re proud every time a customer comes into our dealership after being referred by a friend or relative. You don’t have to take our word for it – ask someone you know who’s been to Fairless Motors about their experience.

Ten Best Ways to Establish Your Credit

Before you can purchase a new car, a home, or any other major item you plan on buying with credit, you need to make certain you have established a good credit record. Many people can get approved for a line of credit with bad credit, but it can actually be more difficult for those who have no credit history at all. If you don’t have any credit or very little credit, here are 10 of the best ways to establish this all-important history.

Get a Credit Card…But Make Sure to Use it Correctly

Many people assume that getting any type of credit card is all they need to do. That’s not exactly the case. First, you want to make certain that the type of credit card you get is a secured card. This may actually be the only type of credit card you can get if you don’t have any credit history. A secured credit cardrequires you to make a cash deposit up front. This is done because you have no history of credit for the card issuer to examine. They don’t know if you’re going to pay on time or not, so they’re taking a risk on you.

After you’ve used this card for a while and have established a credit history, you can close the credit account and get your deposit back. Then you can apply for unsecured credit cards that don’t require a deposit.

Get a Store Credit Card

If you don’t have the money to make a deposit for a secured credit card, you may still be able to get a credit card from a store such as Best Buy, Walmart, or Target. These credit cards aren’t weighed as heavily as unsecured cards are, but they can be used to show that you can make monthly payments on a line of credit. Just remember that you only need one or two of these cards at most. Otherwise, you may find yourself with multiple monthly bills to pay.

Loans Can Help

Loans such as car loans will help you establish credit. The downside here is that you often can’t get an auto loan without having credit. Fortunately, you can get a co-signer who has established credit to help you. For most young drivers, that co-signer is one of their parents. Having a co-signer is a great way to start building credit without having any history of borrowing, but you do have to be careful. If you don’t make the payments, your co-signer becomes responsible for them.

Note that student loans can help build your credit history, but they don’t actually appear on your credit until you’ve started paying them back. For most, that isn’t required until you’ve been out of college for six months.

Have a Co-Signer for a Credit Card

You can also get an unsecured credit cardby having someone co-sign for it. Again, the co-signer will need to have good credit and must be willing to take over the monthly payments if you cannot make them.

Get a Credit Builder Loan

ACredit Builder Loanis designed to help build credit. Generally, the loan amount is fairly small, and you don’t actually get the money up front. Instead, the money is placed in an inaccessible account until you’ve completely paid off the loan. In a way, it’s like a savings account that you haven’t earned yet. Once you’ve paid it back, you can take the money out of the account and use it in any way you want.

Make Your Payments on Time

Even if you don’t have a line of credit, you can build up your payment history by making all of your rent, utility, and other payments on time. While these payments may not positively impact your credit history, missing too many payments can negatively impact your history. This is especially true if your unpaid bills are sent to a collection agency.

Hold Down a Steady Job

Most credit applications are going to ask you for your employment information. If you can show that you’ve been at the same job for a year or more, it shows that you have a stable income. If your employment history includes large gaps or shows that you change jobs frequently, it can make some lenders hesitant to approve your application. That shows that you may be jobless again soon, making it difficult or impossible for you to make your monthly payment.

Don’t Go Crazy with a Credit Card

If you get a secured credit card or have a co-signer help you get an unsecured card, don’t immediately charge up large balances. Instead, do your best to keep your balance to no more than 30 percent of the limit. This keeps your credit utilization low, which helps improve your credit score. If you’re constantly spending up to your limit or even going over your limit, it’s a warning sign to lenders that you don’t manage your credit well.

Keep Your Accounts Open for As Long as You Can

This length of time you’ve had a line of credit, specifically a credit card, will also help establish and build up your credit. Loans have a finite period in which they will be paid back, so you will obviously not be able to leave those lines of credit open past their agreed-upon time period. With credit cards, however, the account is open until either you or the card issuer closes the account.

If your credit card has an annual fee, you may not want to keep that account open. However, for a card that doesn’t have a fee, it’s a good idea to keep the account open even if you’re not using it. Do be aware, though, that some lenders do close accounts that haven’t been active for a year or longer. It may be a good idea to periodically use the card for small purchases.

Don’t Open Many Lines of Credit at Once

When deciding how to build your credit, pick only one option. Opening several retail credit cards, a secured card, and a credit building loan all at once can be damaging, especially if you charge up multiple high balances. Also note that if you open a new line of credit several years later, it will impact your average account age. That can also have a negative impact on your credit.

These ten ways will help you establish and build your credit. Again, you don’t need to make use of all of these methods – a loan, retailer credit cards, and secured credit cards or unsecured cards with a co-signer can all help you establish credit, but not if you take out one of each.

With Fairless Motors Bad Credit Auto Loans, customers with bad or no credit history will get a complete package in one place. Our professional staff members will set you up with affordable financingand help you find the prefect pre-owned vehicle from our extensive inventoryof late model cars, trucks, and SUV’s. Whether you need it for work, for family days out, or just everyday chores, Fairless Motors is passionate about getting you on the road in the right vehicle at the right price. Fairless Motors never turns a customer away because of a low credit score. Trust our family-run relationship to get you the financing and the vehicle you need, no matter what your credit history says.